www.macombinvestments.net | A Real Estate Investment Company

As I keep giving some strategies to the real estate investing business I want to refresh the ones that were already went over. Strategy # 1 was to hold properties on a land contract. To hold and sit while you can make a good return on your money through the interest earned on the land contract. Strategy # 2 was to wholesale or quick flip properties to other investors. This is a great strategy that can be used if you need to put money in your pocket you can make this process happen pretty quickly if you get the right deal. You may even be able to sell it to me? Let’s move on to strategy number three which might be the most rewarding.

Renovating and flipping (Rehabbing) is the strategy and I really like it because you get to see the properties get fixed up and put a family into the home that is satisfied with your product. Also you are making a difference in the community by fixing up a property that was an eye sore and vacant in the community. I got into the business to utilize this strategy. It’s my favorite because I like to make a difference in every area of life and this is just one more avenue to do it. Wholesaling is fun and you do also get the properties in the hands of somebody else that will rehab it but I love to see the properties become what they are intended to be. At the same time opposed to a land contract you can do more of them. There are bigger profit margins there as well than wholesaling of course you are taking a bigger risk as well. There are so many factors that you need to consider while rehabbing that I am not going to get into in this article but you really need to know what to expect when doing it. The most important thing is the deal you rehab, that the numbers work in the market you are working in.

            I work in the Macomb Real Estate market and really enjoy exercising this strategy. It gives you more volume to do. At the same time you need to have a lot of things in order one being a good system including contractors or the time to do the work. If you are an investor or looking to begin investing I hope that you are gather an idea of what you want to do out of some of the strategies that I have been writing about. Never lose faith and always continue striving forward to achieve the goal that is set before you.

Popularity: 2% [?]

I take a look at the market and see that this is the best time for homebuyers to buy a home. I think through all of this mess that has been happening in this economy that some people have lost homes, but there is a generation of people that will be able to take advantage of this situation. To me as a human being I always try and learn from peoples mistakes so that I don’t make as many. There are lot of factors that I look at in this economy and how things happened. I do know that the economy took a major hit and many people lost jobs and that led to a lot of foreclosure’s. It is a lot to go through and you never want to see anybody take a hit like that. Though we can blame greed in the corporate world you always have to look at ourselves as well. It all starts within us just because people around us are doing it doesn’t make it right. America has been more than blessed as a nation in prosperity than any other. Lifestyles seem to have gotten away from people and their spending to much. People see movie stars taste and they develop that taste or their latest music artists. Whatever it may be. Spending seemed to take precedence over saving and that leads to lack. We need to get back to basics rather than adapt to the materialistic society that we live in today so that we can have comfort in our homes and spend more time with our families. Real Estate is an important decision in people’s lives and it can change the whole direction of your life regarding the choice you make while buying a home. You must know what your budget is before you go in rather than after. Know that on top of the mortgage is insurance, water, electric, up keep so on and so forth. That’s the same with kids before you have some make sure you can give them the things that they need. Count up expenses make a realistic choice when buying there are so many homes at a good price that you can buy and be able to have your life. I think the worst choice anybody can make is to put them in a grave right when they buy a house. As a realtor and investor my advice this week is sit down and count the cost realistically and know what you can do when purchasing. Count the costs of your living and the money that you have extra to save to make sure that the property that you buy is right for you. There is good debt and bad debt you can mortgage a property and plan to pay it down that would be good debt. You can start a business and of course it always takes debt to start a business that would be good debt. Bad debt would be financing furniture for one year at no interest. Why because what if something happens were you were tied up with money? If you don’t have it, don’t buy it. This year Macomb County real estate buyers not only take advantage of the market but be wise in what you do when you take advantage of it. Learn from what many are going through note the mistakes of a generation past.

Popularity: 67% [?]

    Private Lending is a great strategy in order to get your finances earning a high percentage fixed rate interest. I sit and wonder today how many people are earning a steady interest on there money? I know that banks take your money and make investments with that money and earn themselves a higher rate of return. My question today is if your money is in a bank then what do you think they are doing to earn higher amount on your money. 

    The system the United States has put it’s self to trust in makes me a little disappointed in our people. I love America and pray for the nation everyday but some things need to be said to see change. I get sick to my stomach when I think of peoples financial choices that they are making today. I really am trying to find a gracious way to open peoples eyes to the truth of what is going on in our banking system and how you can become what is taking advantage of you.

    I am the owner of a  real estate investment company in Macomb County MI called Strength Management LLC. First I believe that there are many people out there that are not putting there money in the right places. If this offends you then its probably you that I am talking to. It is what it is. It’s night time now on a Friday night and this morning I actually intended to right an article to post on my blog and some social networks sites such as digg about private lending. Private Lending being securing your money in a investments firm or business for a certain rate return with security through real estate. I wanted to right an article and I just couldn’t get the words out on the page I wanted. For some reason I just decided to pick up the phone and call a bank. I started asking them questions of what interest rate that I could get on my money. Then it lead into more questions and a half hour long conversation. When I got off the phone I was aggravated at what I had heard. In a sense this is what I heard “People are getting robbed”. I couldn’t believe that the best offer that they could give me was 2.38% for a 4year term! I had a lender receive $2,000 on $20,000 this year alone. In four years they would only get $1,900.  I offer and pay out 10% on every dollar that I borrow threw my company. It made me want to change how much I borrow for. I won’t because I want the company to be a win, win all across the board and allow people to prosper from the works of the business as well.

    I asked the banker where the money goes that I invest and at first he told me he couldn’t say just that it is secured by the FDIC if the bank loses the money then they will pay it back. So my mind starts working a little more and thinking well they charge 7% on a mortgage that basically only interest for the first 15 years of a 30 year term. While the whole time the investor which becomes us is making 2% on our money. We know where the money goes weather they want to tell us or not. It goes to small business’s, real estate, personal loans, and the list can go on to name a few.

    I never felt more strongly than today about the company that I have established from private lenders. I wasn’t born wealthy nor did I have tons of credit to establish a company I had a vision and a passion to make a difference and that was enough. My passion burns greater as God enlightens me more and more of the state of our economic system. So a morning article that I was going to write about private lending turned into these thoughts and revelation. What is the catch of all of this? The purpose is to enlighten the person that is not making much return on there money to step out and take position of the bank. Why do I feel strongly about Strength Management being the company to put your money? Because the system that we have created revolving around Real Estate. The product is real estate. Yes we sell property and we sell it regularly. Knowledge is there and the success is there to always keep the company growing. We are passionate about helping people secure there money the way the banks do with your money. We want people to see that you can step up and take the position of the banks and earn 10% on your money. You know what I suggest also that you go take a loan from a bank on a credit card paying 2-3% interest and leverage there money as well to increase your finances. There 2 to get your 10%. Sounds good huh!!!

    Last and closing thoughts. Real Estate is secure if you know what to invest in. From the looks of things with all these foreclosures these banks didn’t know what a good investments was since everyone is giving homes back. That scares me. I would hope it would scare you too. My objective is that there is a better solution to the problem and another option and way to go. I hope that you have realized another option from my what was going to be a morning boring article to a night cap on why you need to secure your financial future.

Ryan Froelich

Popularity: 4% [?]

    I watch all the time at King of Kings International Ministry people being built up to become leaders, ministers, preachers, pastors, and teachers. You name it, God is building up leaders at the ministry. So I come home one Sunday after noon after service and turn on the TV and what do I see? I see a commercial on Fox 2 Detroit. The commercial goes on to say “Are you looking to become an American Idol? If so come try out and let us help you become an American Idol”. Ok as a faithful follower of my Lord and Saviour Jesus Christ I look into his word and break these things down a bit. First the blatant and the obvious the word Idol. Idol is defined as a false god, an image used as an object of worship, or one that is adored often blindly or excessively. We won’t go into right now why masturbation is considered idolatry as well as lusting that’s for another day. But lets go further Exodus 20:3 says Thou shall have no other gods before me. This is the first part of the ten commandments. Then we can go to Galatians 5:20 where it labels Idolatry as a lust of the flesh and not a part of the fruits of the Spirit.

    Ok now we have God’s word on the situation this is where God speaks to me. I look at the TV and hear what they are saying, Satan’s objective is to separate the people from God and worship other things (Idol). He is telling people I will make you an idol. I will make you an image that people will be drawn to and they will become fascinated in you. That’s the world they are so focused on the TV characters being actors, athletes, and musicians that they don’t have any focus on God. I look at what God is doing, raising up leaders for the end time harvest that he is preparing to save while the Church is becoming perfected so the rapture can transpire before the tribulation. So God is pouring his all into people through leaders to reach more souls and Satan has his own camp running to offset peoples focus from the Prince of Peace Jesus Christ.

    It’s a shame to see people fall into these traps. I run into a lot of people and the Lord always comes up in my conversation. I don’t get how lightly people take there relationship with God. I don’t get how people can say I know Jesus Christ. My favorite one “Oh yes I am a Christian” while they are puffing on a cigarette”. I hear so many people say they know God and looking for answers but there actions show me something so different. 1 John 2:15 Love not the world neither the things that are in the world, If any man love the world, the love of the  father is not in him. God calls his people to live holy unto him Romans 12. God tells us to love the things he loves hate the things he hates. I never sit with judgment in my soul, I love people a lot. I got saved out of darkens I believe I have seen hell, in my mind I can’t figure out how people say they know God and even give him the glory and act in such a manor that is so far from him. I know what God expects from me and I am no special than any other human being on this earth so I know that he expects the same thing from every human being.

    I watch people make money and think that they know God and act in all kinds of sinful. There is a commitment that people need to make to God and the commitment is lacking I see in many people that I meet. It’s God first then everything else in there life. I see people get success and they give God glory and really they aren’t giving God any glory because there life speaks sin to other human beings and at the end of the day they are not helping anybody but to get them closer to hell. It’s a life style that God calls us to live fasting, praying, service unto him. Like it says in Mathew 6:24 Then Jesus said unto his disciples, if any man will come after me, he must deny himself, take up his cross and follow me. This is a powerful scripture and it lets you know that God asks us to commit fully to him. We can never bear the Lords cross but we can bear our own and stand up for righteousness in Jesus Christ. It’s an every minute walk to strive to please God.

    My final thoughts on Idolatry and the American Idol are this. Sin separates us from God. It’s just the truth it can take us away from hearing God in the manor that God needs to speak to us. If you can’t hear God clearly then you are jeopardizing the ability to make right decisions and the decisions you make take you either to the narrow path to heaven or the wide path to destruction. See what the enemy is doing in these end times. Repentance is the only prayer that God hears from a sinner that hasn‘t received salvation. Jesus died, was buried and resurrected after 3 days for the forgiveness of sins. If Idolatry or any other sin is taking you from God, fro being in his presence then repent and know that he will forgive. Take up your cross and follow him. See you in eternity forever. God Bless.

Popularity: unranked [?]

     Macomb County Real Estate is a great place to be in today. I think I already hear you say I am crazy. It is though. There is a lot of money to be made in a market that is suffering. Properties are so cheap and you can grab them up just in time for the rebound. If you take a look at hard times America has had they always recover. It’s just a matter of what?? Time!!! Yes time is the matter that we are going to be waiting on.
    Patience and wisdom are what I believe what will pay off for many investors. A strategy I really like for investors in this area if the cash allows you to do so is holding land contracts. It’s a really great solution to an economic collapse. You can set up a program with people that will allow them to own a home again and you won’t be a landlord to that property because it is there’s. My personal opinion is to provide an awesome product find a buyer that wants to buy with a larger deposit and make them happy homebuyers in a present year to come.
    As we know in the Macomb County Real Estate market it’s about being creative and buying right. Any strategy can work if you buy right and manage your business correctly. The land contract strategy I bring up because it not only helps people when they really desire to own a home again it also assumes you out of the landlord role. Creative Financing is the way to go if you can be patient in this market and wait for your return. Different strategies call for different situations.
    All I know is this that if you are being scared about a market we are in you will regret it later. Fear is a false presence in your life that you can subside by walking forward in faith. Grab a hold of your opportunity. Somebody told me this "poor is just a word for missed opportunities" no matter what market arises and what the economy brings there will always be an opportunity. The person that cease's the opportunity no matter what it may be doesn’t have to be real estate will bring them selves out of the bondage that they are in. Walk in faith and things start to change.

Popularity: 37% [?]

    I have learned a lot about Real Estate Investing this year. I know I have learned from success, mistakes, and  trial and error. I figured I would end the year with a few tips that I have learned so far this year. Lately as a investor I have seen that you can make money in a market that is down as long as you buy right. I am never ashamed to make low offers on properties because if they go through then I got a deal. There are so many foreclosures in Macomb County that I have set my main focus this year on buying foreclosures and auctions. I have tried the probate market a little bit but have not managed any real success there I believe for the sole fact that we are paying such low prices that you really have to find the motivated seller to be able to get the good deal from a home owner.

    The investor tip that I have for the end of this year is finding the right people to work with. When I first got into the business I know I had not much of an idea of the market. Then the market ended up taking me on that investment. There are people in the business that know what the market is doing and it is important that you find the ones working the market that you are working in whether it is the Macomb County Real Estate market or Chicago “Know your market”. I believe that you need to find the business minded people in real estate as well and spend your time around them or on the phone with them to get an idea of what they are doing in the business (or work a deal with them). People who are working real estate as a business on the investor end are people who think about there clients long term not just for one sale. Very important to find these people they won’t be easy to find but they are out there.

    Another thing I have noticed this year being tip number two would be the importance of knowing contractors in the business. Also like the tip stated about knowing the business minded people being investors focus on finding contractors that work with investors in the area. They will be focused on the key things that you need your investments to prosper. First being quality work. This would be for rehabbing/rentals/and land contracts of course not wholesaling. Quality work will determine the ability to move the property and get it being an asset. Second price. they will understand how to get the materials that you need for the job at a good price because you need to be able to find quality product for a good price to keep the investments sound. Third the contractor will be focused on time because time is always in the essence 45 days is plenty of time for a contractor to flip a home. People who wholesale real estate contractors will be real important so you know what the home can do for the investors you sell it to. How much it will cost to fix up is important to know and being able to supply the investor with a estimate is a bonus to get that sale.

    I remember starting of in investing and they give you all of these courses and tell you make 30k in 5 days and you know what there is more to it than that. It’s possible to get a deal and make that in 5 days but there is so much more to it than that. I think the cover robs people of things. Real Estate investing is a business and it takes time to build business’s. You need to develop contacts, establish all the paper work, raise that capitol if you don’t already have it. There is a lot to do including marketing. It’s very important to get your marketing system in place as well so you can sell the properties quick. So my advice if you are in Macomb County or California is to know your market decide your niche weather it’s short sales, foreclosures, or probates choose your focus. Then get your contacts, then the most important thing have faith and come with the goal of making a difference in a community one house at a time!

Popularity: 39% [?]

    With the cash available there is a big chance to make some money as investors seasoned or not. If you look at it the prices are lower in this market and it actually allows you to do a couple more deals then before or hold a couple more properties as rentals whatever your strategy may be. Property is being purchased at 50% market value with a market value lower than we have seen it in a long time. Advantage  investors let me tell you why.

    As investors we always want to buy low which is easily done at an abundance right now.  There is no bad deal right now. The market is going up as well because of the first time home buyer incentives put out by President Obama. So buying at 50% off a market that is down means you are buying some great deals. The Macomb County Real Estate Market gives opportunity to many investors and home buyers even if the home buyer is buying at the market value at 100% they are getting the great deals on property because it’s a down market. There will always be up’s and downs just look at the statistics of the world. Things go up things go down we have feast and we have famines. We were working on such a high market for years observations of that should have let us know where we were going to go. So we are in a down market which means to everybody leverage what you have and buy some property. All that you can afford get your hands on.

    In this market there are many strategies that you can use to make some money in Real Estate. You can buy low and wholesale to other people, renovate and flip, hold for rentals, hold on lease option. There are so many strategies that can be implemented in today’s market and they are still working as long as you buy right and get your network with other investors in the area that work the market. So get focused take this Macomb County Real Estate market and let it work for you and your family’s future.

Popularity: 7% [?]

Learning to maximize your money

    I think sometimes people have been disappointed in there return on investments as of the last couple years. I know many people have lost money in the stock market, saving accounts just aren’t doing much at  this time lets face it 2% on your money and inflation on our economic prices that 2% becomes a loss real quick. People have 401k’s that do not perform at all for them or they end up losing money. I guess unless you have a great stock expert that goes in and out and moves your money regularly then stocks can be an avenue for yourself to play.
    My question today is who has control over your money, what makes them qualified to handle your money, and are you gaining a fair advantage on interest earned on your investment money. As an investor to me any place where my money sits earning 2% or losing money I get real weary of what’s going on. Second of all I believe that money needs to be earning at least 10% interest on your money to be a assets to your future.
    The more and more I live the stronger I get convicted that many people need to find another avenue to place there money. I am also a person that walks strongly in the belief that if you are dissatisfied in your money then its time to overlook where that money is at and how exactly you can make a change to make more money on the dollars you have available to you.
    Do you have IRA’s, mutual funds, stocks, savings accounts, 401k’s or bonds that are not doing anything for your future. Meaning losing money or not pulling in more than 10% annual interest on your dollar then it’s time to change that. Personally as an owner of an investments company that deals strictly with buying and selling real estate I can not imagine a better door opened to the general public that can maximize your profit. Let me give you some cold hard facts that make me feel this way. One being working with an investment company such as Strength Management LLC your security lies in real estate. I’m sure this draws concern to many people when they hear real estate I’m not sure why though. Investing in markets that are down mean a lot of property available for a great price which gives the investors an advantage to buying and not buying at a price that is going to fall in the future. We are working at the bottom of the market right now and with as many investors that I know buying I don’t see any room for the market to fall because we want every deal we can get our hands on at this price. Stocks have no security real estate does. Advantage one. If a stock fails you then you lose your money or stay in and hope it comes back. If the real estate company fails you there is a property that you have bought at a low price and can get out and still make money. You say how can I still make money if the company lets me down? Well let’s look at what a successful investor is aiming to do. They buy low to fix and make a profit if there is no room for a profit then the investor has no mind for investing. This gives you comfort with working with the investment company you choose that they buy right and are moving property still in this market.
    Security to me is the greatest comfort. If I can actually see the investment (a house) rather than a imaginary piece of paper that is worth money I’m in. That gives me comfort. I am just going over a few concepts of what it means to work with an investments company that deals with real estate. I think this is an avenue that many people need to look at with an opened mind. Not because I do it. It’s because I do it for the reason this is where the opportunity is for the future. Watch and see jump in and get some information from us at http://www.macombinvestments.net we could be the company that you are looking for to secure your finances again check out the private lending tab watch some videos, get the documents of what lending is check out what we do by seeking through the rest of our page. Deal with integrity, knowledge, and wisdom and you will watch things change for the better. Grasp these concepts and you can have peace with your money again. Look for the areas of your money that don’t meet your needs and get the solution before it washes a way and you wish you have done something different when it’s no longer there for you to make that choice any more.

God Bless

Ryan Froelich
 

Popularity: 9% [?]

    Foreclosures in the Macomb County real estate market are becoming abundant with the layoffs of the auto industry. It seems that there are so many out there for an opportunity for people to buy cash and not have a mortgage or a chance to make some money. There are many things for an investor to look for when seeking a deal not only in this market but to be successful in there finances.

    The first thing that I noticed is don’t fall in love with the property for looks, look at the numbers and make sure it works in the books. You could have a house that is less desirable but makes your pockets look better than paying to much and turning everything into a mess in your bills for that property. A house is a business. Of course you want to get the house up to code and get it nice for your tenants that’s a given. There are so many properties that can make good rentals you need to first seek out the property, do your math, and then make the decision if it will work for you.

    I lost money buying to high in a market that was just ready to fall in 2007. I bought at the wrong time and it hurt my pockets for doing so. You never want to put your self into that position. Since then I have bought 17 properties and work in the business for a living. Taking a look at deals and being able to analyze the deals is so important and to know your market. My first deal I hade no knowledge of the market I was excited to keep moving forward and get something done. I take the blame. I take the blame because first I went to a market not understanding. I needed to seek for people who were doing high number in the market already. I made not good choices when it came down to it. I can say today as I am moving forward to the vision the company has planned that I have people that I get advise from that are people who are seasoned investors. They understand the market see the opportunity go for it and come out on top. Just like my self.

    If you know the market that you are working in then you can realize that there is money to be made. For landlords and property flippers I suggest you know the market and do your deals with people that have experience in the business. I know that I made the mistake also working with somebody that didn’t understand the market and I’m sure his investor knowledge wasn’t that of a successful one either. I noticed when you are working with like minded individuals and find the ones that are moving to be successful then you will get the right knowledge because there understanding of business is were they want to please you because they want you to keep coming back which in the investor game you are always looking to help people get more and more deals. If the first deals goes wrong then there is no reoccurring business on the other end. Almost like residual income in a sense.

    If you are in Macomb County real estate market or another market my suggestion if you are a first time investor or looking to get further in the market find some people who are actually buying real estate not just one or two properties a year because they don’t understand all the strategies that investor can use. Not because they are stupid they just haven’t done them yet. I suggest find some good wholesaler, brokers, and realtors which are doing good business. This is an awesome market to get involved in and can be a time to get your finances secured with a nice return on investment (ROI). Don’t buy to please the eye buy the house keeping in mind that the home becomes a business and successful business owners have to keep the budget correct to keep the business gaining a profit. Make sure the number line up. The purchase price is sound, the fix up cost is within budget, and the taxes aren’t off the wall after they aren’t homestead any more . If you are looking for deals go to http://www.macombcountypropertylistings.me/  you will also get more information on investing as well all for free!!! The free being the information not the property. Let blessing’s be your portion!!!!!

Ryan Froelich
Strength Management LLC
www.macombinvestments.net
Ryan@macombinvestments.net

Popularity: 42% [?]

I had to laugh the other day! I bought a property around $30,000 and I had a you tube video posted to sell the property. I got a response that in that area a person 4 years ago paid $130,000 for that same kind of home. Of course we know that the market has hit a rut and prices have dropped but that shows when the market comes back 80% that property would be worth $104,000. I encourage people with some kind of money make uses of it. I encourage people that are taking buy outs from Chrysler and all other car industries to down size and get a home cash. There is such an opportunity in these times we are going through in the Metro Detroit Area. There are a lot of downsides to what is happening. There are less jobs and less income coming in for family’s to live. I look at this situation and realize that many people were living way beyond there means because even during job lose many people should have not lost there homes. We have a responsibility with our money and it shows that many people were unaware of the situations that they were put in. So now we are in a market that is at the bottom. There is only one way to go when you hit the bottom. Real Estate is changing hands rapidly and moving to different hands and new generations of wealth are being created in this Macomb County Real Estate Market that we live in. People from out of the state and different countries are contacting me wondering of it is really true that you can buy a house for $30,000. I just reply with yes it is.

So when we hit this bottom of a market I believe there are many people that have lost hope in the communities thinking this is pretty bad. I look at the situation as there is going to be a big change in this city. That these times are going to make leaders really evaluate what is going on and take care of the roots of the problem opposed the band aids that they have placed over the cuts for years. The blood needs to become a scab and we need to dig deep as people and all take part of the healing process. First we need to figure out what is causing the cut to now scab. It’s not all about real estate that’s just the area that takes a hit when times become troublesome. The healing takes place when the root gets taken care of (the root of the problem). We have been a city ran greedily. People at tops of company’s are taking money beyond what is affordable and ultimately leading to downfalls that’s greed. Which hurts so many in the long run. There is such a demonic mind set in these times as well. I don’t see many family’s being true family’s. I see a lot of the younger generation being raised by TV, movies, video games, and music. The world makes divorce seem normal, pre marital sex is ok, and that pornography is acceptable, well its NOT. It shows me people like to give up and just go with the flow. There is no structure and now it seems like everything has fallen. Immorality is a word that comes to mind when you look at the whole overalle picture of a Nation, State, and City. There are no voices that will stand up and everyone thinks Hollywood is good for them when all the people’s lives in Hollywood are so messed up, yet we still want our kids and allow them to look up to them. Heck half of the adults do this them selves (idolatry). Till there is a transition there will just be more of a fall. I look at Sodom and Gomorrah in the bible and note that immorality ruined the whole entire city. Times like these need to make people take a look deep within and take inventory of what we are doing. I believe and know in my heart the Detroit and areas around it will be a place of enjoyment once again in years to come IF these issues are deal with.

My encouragement to the people this day is. We have a great opportunity to hit the bottom and come out on top with purchasing real estate. Weather its sacrificing a little now to give to our family’s later it can be a time to take self gratification out of the picture and think generational.

Popularity: 32% [?]