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Archive for February, 2010

In the Macomb County Real Estate Market as well as any other market in the world. A great strategy in my eyes and that works to give a quick buck in your pocket is to wholesale. Wholesaling is a strategy that full time investors use to keep money flowing into there business. It’s an opportunity to also meet some other investors in the area. It’s really simple all you have to do is find the right deal. Make sure you find a bargain deal that will work for an investor. Locate investors in your area that are looking to buy and sell it to them. Take a little profit for you and leave them the margin they need to exercise  there strategy and you made some money in a timely manor.
There are so many different strategies that you can use and I found in this Macomb County Real Estate market that wholesaling can be very profitable if you know what you are doing. A lot of times people are afraid to take the step out on faith to see better results in your life I encourage you to look in different avenues this year to get your finances to increase. We always want to move forward and never back. This is a year of great opportunity to take a step forward and make your life change in the times we live in. I will say it over and over again but the people who take advantage of these down economy’s are the ones that end out coming on top when the economy changes.
First step be the one to effect your economy in a good manor. Change the path of your finances or if you don’t need a change increase the more.  Look at it like this when the market comes back there will be people that made that transition to help it come back. They will be the ones that took advantage of the opportunity. They will be the ones that made something work in a time of problems and will be blessed because of the ability to not let the fear that is going on in our economy to override them. Make a decisions  and get involved with real estate there may never be a time like this in your life time.

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    Private Lending is a great strategy in order to get your finances earning a high percentage fixed rate interest. I sit and wonder today how many people are earning a steady interest on there money? I know that banks take your money and make investments with that money and earn themselves a higher rate of return. My question today is if your money is in a bank then what do you think they are doing to earn higher amount on your money. 

    The system the United States has put it’s self to trust in makes me a little disappointed in our people. I love America and pray for the nation everyday but some things need to be said to see change. I get sick to my stomach when I think of peoples financial choices that they are making today. I really am trying to find a gracious way to open peoples eyes to the truth of what is going on in our banking system and how you can become what is taking advantage of you.

    I am the owner of a  real estate investment company in Macomb County MI called Strength Management LLC. First I believe that there are many people out there that are not putting there money in the right places. If this offends you then its probably you that I am talking to. It is what it is. It’s night time now on a Friday night and this morning I actually intended to right an article to post on my blog and some social networks sites such as digg about private lending. Private Lending being securing your money in a investments firm or business for a certain rate return with security through real estate. I wanted to right an article and I just couldn’t get the words out on the page I wanted. For some reason I just decided to pick up the phone and call a bank. I started asking them questions of what interest rate that I could get on my money. Then it lead into more questions and a half hour long conversation. When I got off the phone I was aggravated at what I had heard. In a sense this is what I heard “People are getting robbed”. I couldn’t believe that the best offer that they could give me was 2.38% for a 4year term! I had a lender receive $2,000 on $20,000 this year alone. In four years they would only get $1,900.  I offer and pay out 10% on every dollar that I borrow threw my company. It made me want to change how much I borrow for. I won’t because I want the company to be a win, win all across the board and allow people to prosper from the works of the business as well.

    I asked the banker where the money goes that I invest and at first he told me he couldn’t say just that it is secured by the FDIC if the bank loses the money then they will pay it back. So my mind starts working a little more and thinking well they charge 7% on a mortgage that basically only interest for the first 15 years of a 30 year term. While the whole time the investor which becomes us is making 2% on our money. We know where the money goes weather they want to tell us or not. It goes to small business’s, real estate, personal loans, and the list can go on to name a few.

    I never felt more strongly than today about the company that I have established from private lenders. I wasn’t born wealthy nor did I have tons of credit to establish a company I had a vision and a passion to make a difference and that was enough. My passion burns greater as God enlightens me more and more of the state of our economic system. So a morning article that I was going to write about private lending turned into these thoughts and revelation. What is the catch of all of this? The purpose is to enlighten the person that is not making much return on there money to step out and take position of the bank. Why do I feel strongly about Strength Management being the company to put your money? Because the system that we have created revolving around Real Estate. The product is real estate. Yes we sell property and we sell it regularly. Knowledge is there and the success is there to always keep the company growing. We are passionate about helping people secure there money the way the banks do with your money. We want people to see that you can step up and take the position of the banks and earn 10% on your money. You know what I suggest also that you go take a loan from a bank on a credit card paying 2-3% interest and leverage there money as well to increase your finances. There 2 to get your 10%. Sounds good huh!!!

    Last and closing thoughts. Real Estate is secure if you know what to invest in. From the looks of things with all these foreclosures these banks didn’t know what a good investments was since everyone is giving homes back. That scares me. I would hope it would scare you too. My objective is that there is a better solution to the problem and another option and way to go. I hope that you have realized another option from my what was going to be a morning boring article to a night cap on why you need to secure your financial future.

Ryan Froelich

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